Welcome to Payment Data Systems Inc.

Today, Payment Data Systems, Inc. has gained recognition in the industry and among our customers as a premier solutions provider for all forms of secure payment processing.

We deliver our innovative solutions through three separate but technically integrated companies all of which are fully PCI/DSS certified Level One Processors and are wholly owned subsidiaries of Payment Data Systems, Inc..

Payment Data Systems (PDS): is focused on the processing of payments for merchants and large enterprises.  Our products are designed to provide payment solutions wherever your customer happens to be or however they need to pay; by phone to your Customer Service Department, at your website, by Interactive Voice Response (IVR), by retail terminal, or by mobile payments.

  • We securely process all forms of credit cards, bank debit cards, prepaid cards, ACH or eChecks.
  • We offer to our customers, as part of our overall value proposition, our advanced tracking, reporting, reconciliation, fraud management, and risk management services.  All of which are designed and integrated to provide our customers greater  efficiency of processing and financial management of payments. Please refer to our Payment Processing page for more detail.

FiCentive, Inc.:

  • FiCentive provides customized prepaid card programs for corporations, financial institutions, affinity groups or any organization that needs to deliver a financial incentive to their customers, vendors, and/or their employees.
  • For more information on our extensive prepaid products please go to www.ficentive.com and see how they can bring value to you and your customers by lowering costs, increasing sales, and building brand loyalty.

Zbill, Inc.:

  • Zbill provides private branded bill payment solutions to prepaid card programs issued by prepaid issuers and processors.
  • Bill payment is truly bank independent and delivers high-function with low cost to your prepaid solutions. Please see www.zbill.com for more information.

We encourage you to review our products and services by clicking on the Payment Processing page, and contact us to see how we can tailor a solution for your business and your consumers.