IPS Returned Check Processing

100% face value return on bad checks with direct deposits to your account within 48 hrs of collection

Re-presented Check (RCK) is rapidly becoming the preferred method for bounced check recovery for virtually every company that accepts paper checks as a form of payment.

NSF checks received by your bank are routed directly to Payment Data Systems where we scan the check and turn it into an electronic transaction to be delivered via the ACH network. We are then allowed to re-present that check up to an additional two times. Through an automated inquiry process, Payment Data Systems waits until notification of adequate funds are available and then debit the clients account for the full amount of the check.