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Address:   12500 San Pedro
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                 San Antonio, TX 78216
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Moneygram / ACH Commerce is a leading ACH (Automated Clearing House) processing company that provides outsourcing services for financial institutions and a full array of ACH services to corporations. These include solutions for high- speed check conversion (ARC) with remittance processing, TEL & WEB transactions, check re-presentment, direct debit, direct deposit, cash concentration, authentication and verification, data conversion and custom integration.

 
CheckFree Corporation (NASDAQ:CKFR) is the leading provider of financial electronic commerce services, software and related products. Through its operating subsidiaries, CheckFree designs, develops and markets services that enable more than 5.2 million consumers to receive and pay bills over the Internet or electronically through a variety of bill aggregation points, including banks, brokerage firms, portals and interactive content sites on the Internet, and personal financial management (PFM) software. CheckFree's range of services and products are focused on enabling customers to receive electronic bills and statements, make electronic payments and collections, automate paper-based recurring financial transactions and conduct secure Internet transactions.

CheckFree is Payment Data Systems largest corporate investor with an investment of ten million dollars and owns over 15% of PDS on a fully diluted basis.

 
   
Harbor Payments is a leading provider of comprehensive, secure solutions that make corporate payment management and consumer billing and remittance processing easier and more efficient. Payment Harbor, our flagship payment product is used by hundreds of large companies, including 150 of the Fortune 500, for payroll, accounts payable and other payment applications. Billing Harbor, our electronic billing and payment solution is used by more than 100 companies to present and collect payments from their consumers via the Internet and phone through email delivered ebills, one time payments or payment without presentment.

 
   
Kubra is a leading provider of enterprise information solutions that create value for its customers in the form of enhanced access to new markets, reduced costs and increased profitability. KUBRA markets a solution portfolio of enterprise information software, outsource solutions and professional services across three comprehensive and integrate divisions that enable companies to create, compose, manage, deliver, process and archive complex, high-volume, individualized information assets for maximizing the customer relationship management potential of each and every customer contact.

 
   
PAYjr provides smart, practical and easy-to-use online tools that help parents teach their children about money management and budgeting. The company’s central focus is helping kids make the connection between financial reward and effort, hard work and discipline, which ultimately establishes a lifetime of smart financial habits. PAYjr also works closely with banks, credit unions and major youth brands to help create market differentiation with branded and co-branded PAYjr programs. PAYjr supports these institutions in their efforts to educate consumers on a wide range of financial management topics, while driving new accounts and increasing sales.

 
   
Yodlee is the trusted leader in enabling financial service providers (FSPs) to develop superior financial products and services, increasing customer profitability. Yodlee's unique iFinity Platform and Solutions, based on its patented aggregation technology, deliver unsurpassed connectivity to personal account data, for a wide spectrum of online financial offerings, including personal finance, bill management, and wealth management solutions.

Yodlee operates in the U.S., U.K., Hong Kong and Australia, and has amassed nearly four million users, over $180 billion in aggregated assets across its network, and over 150 clients, including the world's top financial institutions and portals: AOL, Bank of America, Citibank, CUNA, Fidelity, J.P. Morgan Chase, Merrill Lynch, MSN, Wachovia, and Yahoo. Yodlee is headquartered in Redwood City, California and can be reached at www.yodlee.com.
 
   
 
 
 
 
 
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